The future is digital
Embrace the new way to pay
Payroll is no longer just about a paycheck. Employees expect—and deserve—new ways to interact with their money.
myFlexWallet empowers employees with new levels of flexibility and control by uniting myFlexPay, myFlexSpend, and more in one convenient smartphone app. Now employees have a single place to track real-time pay, access earned wages, use payroll cards, manage savings goals, and more.
of people lack traditional banking access
of employees would switch jobs for one that values financial well-being
who use OneSource Virtual's flexible pay report that their financial circumstances have improved

“Earned wage access is a great benefit to an employee. We’ve seen a lot of our people use it for different reasons. And as the employer, we don’t have to think anything about it.”
Jill Palmer, Payroll Specialist, Purple
Elevate the pay experience
Discover how myFlexWallet helps your business
Gain competitive advantage
Attract and retain top talent by offering a comprehensive benefits package that includes financial well-being solutions like earned wage access and tax-advantaged accounts, meeting the demands of today's job market.
Increase productivity
Enhance productivity and engagement by reducing employee financial stress. Offer myFlexWallet to support your team while enjoying the benefits of improved performance.
Avoid complexity
Effortlessly provide the in-demand solutions your employees seek without adding unnecessary complexity to your operations. myFlexWallet is uniquely designed to work with your existing technology and processes.
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Frequently Asked Questions
What is a digital wallet?
Why should I offer my employees a digital wallet?
Providing your employees with a digital wallet not only empowers them but also enhances your payroll services. Unlike traditional methods like direct deposit, digital wallets offer the advantage of greater security for both employers and employees. Checks can get lost in the mail, and ACH transactions can take time to process. With digital wallets, you can streamline your payroll processes, ensuring efficiency and security while meeting your employees' evolving financial needs.
Is a digital wallet just an expanded earned wage access (EWA) application?
While EWA is a valuable component, a digital wallet should encompass a more comprehensive suite of features to support various financial needs and transactions beyond just early access to earnings.
Will this complicate my payroll processes?
myFlexWallet does not but other solutions might. It all depends on who you are working with. Ideally, you should find a provider that works with your existing technology and processes. Check out this article by SHRM for more insight.
Will on-demand pay just get my employees deeper in debt?
No! The data shows that empowering employees with choice improves their financial situation. In fact, 90% of myFlexPay users report that their financial well-being has improved. 70% report an improved ability to plan and 55% can save for this first time. Users saw an 86% reduction in payday loans and a 53% reduction in credit card usage. Imagine the impact of bringing these benefits to your workforce!
What’s in it for me as an employer?
As an employer, you need to attract, retain, and engage with your most important asset—your people. Employees are 5.4x more likely to feel loyal to employers that provide financial well-being solutions. 66% of employees would even consider switching jobs for a company that values their financial well-being. Our clients are seeing a 27% improvement in time to recruit and a 16% reduction in staff turnover.
There are also significant, measurable gains possible for you. myFlexPay users have reported saving over $28.9M in absenteeism costs and $16.3M in churn-related costs.
Why do I need this? My employees are already paid weekly.
They still benefit from added choice and additional features. 33% of all myFlexPay users don't access their pay-on-demand but instead use the app to budget and learn. And, among the weekly pay group specifically, adoption averages 54%. Additionally, 86% ended up working extra shifts and 35% of weekly paid workers stream wages weekly.