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MyFlexWallet: One app for pay, benefits, and financial well-being

Replace multiple apps with a single digital wallet that gives employees real-time access to their earnings, benefits accounts, and financial tools. 
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myFlexWallet consolidated pay and benefits solution

Your employees are juggling separate apps for time tracking, earned wage access, payroll cards, and health savings accounts. They don't know which app to use, and you're stuck managing multiple vendors. 

myFlexWallet consolidates everything into one seamlessly integrated solution within Workday. 

Key benefits

For your organization: 

  • No disruption – Works with your existing Workday processes, no manual file transfers 
  • Reduced complexity – Replace multiple vendor relationships with one integrated solution 
  • Lower costs – Reduce turnover and absenteeism expenses

 

For your employees: 

  • One app instead of many – Single login for all pay and benefits information
  • Flexible access to earnings – Choose when and how to access earned wages
  • Better financial health – Tools for budgeting, saving, and reducing financial stress 

 

Your employees are juggling separate apps for time tracking, earned wage access, payroll cards, and health savings accounts. They don't know which app to use, and you're stuck managing multiple vendors. 

myFlexWallet consolidates everything into one seamlessly integrated solution within Workday. 

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What's Included

Real Time Pay Tracking Icon

Real-time pay tracking 

 Employees see earnings as they work, not just on payday 

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Earned wage access

Access earned wages before payday with free next-day transfers  

2Payroll Card Icon

Payroll card

Alternative to direct deposit for employees without bank accounts 

2Savings tool Icon

Savings tool 

Set and track savings goals within the app 

2MFW Account Access Icon

myFlexSpend account access 

View and manage FSA, HSA, and other consumer-directed health accounts 

Payroll Bill Pay

Payroll Bill Pay

Automate bill payments and access special offers

Why it matters

Financial stress costs you money through turnover, absenteeism, and recruiting expenses.

Real results from OSV customers: 

  • 27% faster time to recruit 
  • 16% reduction in staff turnover
  • $28.9M saved in absenteeism costs
  • $16.3M saved in churn-related costs

Measured workforce improvements and cost savings from OSV customers

Real results from OSV customers: 

  • 27% faster time to recruit 
  • 16% reduction in staff turnover
  • $28.9M saved in absenteeism costs
  • $16.3M saved in churn-related costs

Measured workforce improvements and cost savings from OSV customers
Employee financial wellness improvements supported by myFlexWallet

Employee outcomes: 

  • 90% report improved financial well-being 
  • 86% reduction in payday loan usage 
  • 70% improved ability to plan finances 
  • 55% can save for the first time 

Download data sheet

Hear from our customers

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“Earned wage access is a great benefit to an employee. We’ve seen a lot of our people use it for different reasons. And as the employer, we don’t have to think about it.” 

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“I’ve had a fantastic experience with OSV. I’ve worked with very big payroll providers. However, I really like the friendliness, the attention to what the customer wants and needs, and they’re accessible.”

myFlexWallet Employee FAQs

Find answers to the most common questions we receive below. Remember, our support team is always available to answer the rest.

What is myFlexWallet?

myFlexWallet is a comprehensive financial well-being app that empowers you to:

  • Choose when to access earned wages throughout the month with flexible pay
  • Track shifts, earnings, and spending in one place
  • Build a rainy-day pot to reduce financial stress
  • Pay qualified bills directly from your paychecks
  • Develop better financial habits with insights, articles, and other features to help you make the most of your pay.

How do I start using myFlexWallet?

Step 1: Download the myFlexWallet app to your iPhone or Android device.

Step 2: Click “Register new user” and enter the email address your employer has on file (or your first name, last name, and employee ID).

Step 3: Choose where to receive your verification code, enter it, and click “Continue.”

Step 4: Create a username, password, security question and answer, and enter a backup email. Click “Continue.”

Step 5: Review and accept the Terms & Conditions.

Step 6: After seeing the “Registration Successful” screen, click “Continue.”

Step 7: You can now enable Face ID or fingerprint for future logins.

If you have any questions, please visit the Help Center

How can I start accessing earned wages in myFlexWallet?

Step 1: Select “Sign up for Earned Wage Access (EWA)” from the home screen.

Step 2: Agree to the user terms.

Step 3: Click “Sign Up.”

After completing these steps, you’ll see an “Enrollment Processing” notification at the top of the app. Once the “Start a Transfer” button is active, you’re ready to go.

How can I use earned wage access responsibly?

myFlexWallet makes it easy to limit how much of your earned wages you can access before payday, ensuring you don’t withdraw too much. Meanwhile, tracking tools empower you to monitor your earnings so you can plan your finances better, pick up extra shifts if needed, and make more informed choices. Through the control and visibility myFlexWallet offers, you can balance your immediate needs with long-term financial stability.

What if I need help

If you have questions or need help, don’t hesitate to contact our dedicated customer support team in the app so we can identify who you are and help you sooner. 

Step 1: Open the app and select “Transfer wages” to open the myFlexPay interface

Step 2: Tap the Profile icon 

Step 3:Tap Help Center to contact support

Is my personal data protected

Yes, our app adheres to the highest security standards to ensure your data is protected. We implement advanced encryption protocols to safeguard your information in transit and at rest. Additionally, our security measures include regular vulnerability assessments, multi-factor authentication, and compliance with industry-leading security regulations. Your privacy and security are our top priorities, and we continually update our systems to address emerging threats and maintain robust protection.


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